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How Income-Driven Repayment Really Works (and What Happens When Your Income Changes)
Federal student loans come with one of the most powerful—but often misunderstood—features: income-driven repayment (IDR) . These plans...

Edapt USA
Sep 63 min read
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Interest Is Back: What It Means for Your Student Loans (and Your Wallet)
If you’ve noticed your student loan balance suddenly rising, you’re not imagining things. Interest is back. For millions of federal...

Edapt USA
Aug 22 min read
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What Student Loan Borrowers Must Know About the One Big Beautiful Bill
Major changes are coming to the federal student loan system—changes that could significantly impact your monthly payments, eligibility...

Edapt USA
Jul 93 min read
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Student Loan Repayment Changes Ahead: How the ‘One Big Beautiful Bill’ Might Impact You
Why Borrowers Should Prepare for Student Loan Repayment Changes Ahead  With Congress actively considering a sweeping new proposal, there...

Edapt USA
Jun 283 min read
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Crucial Student Loan Changes to Prepare for Before the New Year
As the new administration prepares to take office, significant changes are on the horizon for student loan borrowers. With President...

Edapt USA
Dec 11, 20243 min read
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Student Loan Payments May Rise in 2025: What You Need to Know and How Edapt USA Can Help
Student loan borrowers are bracing for potential challenges as 2025 approaches, with anticipated changes that could significantly...

Edapt USA
Dec 5, 20242 min read
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The Shocking Side Consequences of Defaulted Student Loans | Pew Study
A recent study by The Pew Charitable Trusts reveals that defaulted student loans can lead to severe financial consequences, including a...

Edapt USA
May 11, 20233 min read
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Student Loan Servicer Errors: How to Fix & Avoid (5M in 1 year!)
According to recent reports, 5 million student loan borrowers have been affected by servicer transfer reporting errors in the past year....

Edapt USA
Mar 16, 20234 min read
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The New Income-Driven Repayment Plan: How It Works
The Education Department unveiled its proposed updated income-based repayment plan. Now out for public comment, the proposed rules...

Edapt USA
Jan 14, 20233 min read
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Is Edapt USA a legitimate company?
Edapt USA has received over 526 POSITIVE REVIEWS on Trustpilot.com, an A+ rating with the Better Business Bureau and a 4.8 Rating on Google

Edapt USA
Jul 7, 20224 min read
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Lock in Lower Payment Before the End of the CARES Act
Student loan payments have been paused since the 2020 CARES Act began, but the Ed. Dept. Has recently announced that repayment will begin at

Edapt USA
Jun 17, 20222 min read
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Guide to the PSLF/TEPSLF Limited Waiver Program
The US Department of Education announced on October 6, 2021 that it would expand the Public Service Loan Forgiveness (PSLF) program, despite

Edapt USA
Jun 11, 20224 min read
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Be Prepared Before the Student Loan Payment Pause Ends
Under the most recent "CARES Act" extension, required student loan payments have been suspended.

Edapt USA
Jun 1, 20225 min read
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Education Department Admission: IDR Programs Flawed, Mismanaged
The United States Department of Education announced that it will now help millions of federal student loan borrowers who have been harmed or

Edapt USA
Apr 21, 20222 min read
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Repayment Will Resume August 31, 2022
Considering that this is the final extension, now is the time to double-check that your loan information is correct. Borrowers should consid

Edapt USA
Apr 9, 20223 min read
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Is Cancellation Coming May 2, 2022?
Earlier this month, White House chief of staff Ron Klain stated that the Biden administration wants to make a decision regarding debt cancel

Edapt USA
Apr 2, 20222 min read
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Inflation Creates Challenges for Student Loan Interest Rates
It pays to keep an eye on inflation if you have variable-rate student loan repayment or any other type of debt.

Edapt USA
Mar 29, 20223 min read
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How do I sign up for an Income Based Repayment (IBR) Program?
The income-based repayment (IBR) program is a federal student loan repayment program that adjusts your monthly payment based on your income

Edapt USA
Feb 26, 20223 min read
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Student Loan Repayment Resumes in May. Here are 5 Ways to Prepare.
That is the amount of time that borrowers with federal student loans have before repayment begins.

Edapt USA
Feb 10, 20222 min read
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Is it Possible to Discharge Federal Student Debt by Filing for Bankruptcy?
The short answer is, sadly, you have a better probability of being struck by lightning than of having your educational loans discharged thro

Edapt USA
Feb 2, 20222 min read
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